down your efforts into smaller steps, it can be a relatively straightforward
process. Our knowledgeable agents are always ready to help with any
issues or questions you may have and connect you with all of the
resources you need. At Century 21 Lindsey & Pauley we use our
extensive knowledge of the area to assist you in finding the property that
meets your criteria. That translates into a better real estate experience
for you.
- Decide how much home you can afford. Generally, you can afford
a home equal in value to between two and three times your gross
income. - Develop a wish list of what you’d like your home to have. Then
prioritize the features on your list. - Select three or four neighborhoods you’d like to live in. Consider
items such as schools, recreational facilities, area expansion
plans, and safety. - Determine if you have enough saved to cover your downpayment
and closing costs. Closing costs, including taxes, attorney’s fee,
and transfer fees average between 2 percent and 7 percent of the
home price. - Get your credit in order. Obtain a copy of your credit report.
- Determine how large a mortgage you can qualify for. Also explore
different loans options and decide what’s best for you. - Organize all the documentation a lender will need to preapprove
you for a loan. - Do research to determine if you qualify for any special mortgage or
downpayment-assistance programs. - Calculate the costs of homeownership, including property taxes,
insurance, maintenance, and association fees, if applicable. - Call Century 21 Lindsey & Pauley and an experienced REALTOR®
will help you through the process.
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Each Office Independently Owned and Operated
Information presented on this website is believed reliable but is not guaranteed
Copyright © 2004-2006 All Rights Reserved
CENTURY 21 Lindsey & Pauley
1745 Hwy 53 West · Jasper, Georgia 30143
Office: 706-692-3533 · Fax: 706-692-2366
info@lindseyandpauley.com
2004 CENTURY 21 Real Estate Corporation © and sm trademark and servicemark of
CENTURY 21 Real Estate Corporation. Equal housing opportunity.
